By Utilizing 3 key processes Vantage Point is able to facilitate and support your loan from Order to Policy.
Title Only – (MT, WY, CO, ND, SD, NE, KS, MN, IA, AR, LA, MS, AL, TN, KY, IN, MI, OH, FL, WV, PA, DC, NY, NJ, ME, MO, NH, NC, RI)
- Vantage Point delivers Title Commitment, Tax Certification and Preliminary HUD
- Client will work directly with their Lender/Broker
- Client will clear all Title requirements (Payoffs, Judgment, Liens, etc.)
- Client will receive Closing Instructions, develop HUD, Handle Closing, QC File post-close
- Client will provide Team VP copies of signed Docs for Review
- VP will forward final invoice and give funding approval
- Client will Disburse loan
- Client will send VP all title fees, recording fees and loan specific docs for QC and Recording
- VP will record and deliver Policy
Sub Escrow – ( OR, CA, NM, NV, OK, IL, GA, SC, UT,VT, AK)
- Vantage Point delivers Title Commitment, Tax Certification and Preliminary HUD
- Client will work directly with their Lender/Broker
- Client will clear all Title requirements (Payoffs, Judgment, Liens, etc.)
- Client will receive Closing Instructions, develop HUD, Handle Closing, QC File post-close
- Lender will forward Funds to Vantage Point
- Client will forward all required loan specific doc’s (Closing instructions, signed HUD, etc.)
- Vantage Point will disburse Title Commitment Requirements, All VP Title fees, and Recording Fees
- VP will send any remaining fees to Client to disburse to borrowers, Credit Card Payoffs, and Client Settlement Fees.
- Client will send loan specific docs for QC and Recording
- VP will record and deliver Policy
Full Escrow – (ID, AZ, TX, VA, DE, CT, MA, MD, HI )
- Vantage Point delivers Title Commitment, Tax Certification and Preliminary HUD
- Client will work directly with their Lender/Broker
- Client will clear all Title requirements (Payoffs, Judgment, Liens, etc.)
- Client will develop an Invoice and forward with Closing Instructions to VP
- Vantage Point will develop HUD (responsible for Signing)
- After signing, Doc’s will be forwarded to Vantage Point for QC and Disbursement
- VP with Lender Funding Approval, will then Disburse File
- VP will forward Client their Specific Settlement Fees
- If Client does perform Settlement – Client will pay all Notary Fees
- VP will Record and Deliver Policy